Digital wallet universeBulanPay
The digital wallet to pay, get paid, and finance with ease.
One wallet to pay, get paid and finance
Everyday financial services, in one app.
Wallet: top-up, withdraw, history
Top up, withdraw and track the history of all your operations in a single wallet.
Send, receive and scan
Send and receive money between users, and pay by scanning.
Airtime and bills
Buy phone airtime and pay your bills directly from the wallet.
BNPL — pay in 4
Pay in 4 installments (40% at order, then 3 monthly). Eligibility from 500,000 XOF in cumulative purchases, 4% commission (default values, set by the administrator).
Investing, savings and credit score
Invest, set savings goals and build your credit score.
Payment rails
Payment rails connected to licensed partners for end-to-end deposits. Outbound transfers arrive in Phase 2.
From deposit to financing
The real journey of a BulanPay user.
- 1
Fund
The user tops up their wallet via mobile money or the deposit rails.
- 2
Pay and get paid
They pay, send and receive money, settle bills and airtime.
- 3
Finance
If eligible, they pay in 4 with BNPL and build their score.
- 4
Grow
They invest and set savings goals from the same wallet.
For partners
Get paid via the wallet and offer pay-in-installments to eligible customers. The BNPL commission is 4% and eligibility starts at 500,000 XOF in cumulative purchases (default values, set by the administrator).
Get paid with BulanPay
The wallet to pay, get paid and finance.
Becoming a partner is a request, subject to review by our teams. Rates, thresholds and fees are default values, configured and adjustable by the platform administrator.